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Tips and Tricks for Cheap Car Insurance

November 11, 2011 | Auto Insurance, Car Insurance | RSS 2.0

Do you know that one in three customers is paying the illogical car insurance? The data is based on the RAC report. It is because many people are not using quotes or making a research before they buy car insurance. Car insurance can be said as expensive insurance. The number is enough to make us overwhelmed, but some people don’t even make a comparison, as the result they pay a ridiculous premium amount. What should we do to get cheap car insurance? There are some tips and tricks that we can apply. The first tip is shopping around. Here is a tip from insurance broker. We are recommended to search at least 7 quotes instead of 3 just like what other people do. Comparing so many companies allow us to save hundreds of dollar.

Second, when we are making a comparison, make sure that we are very careful when it comes to pricing. A company might look cheaper than other company, but it does not mean that the company is really cheap car insurance or gives us a good deal. Third, if we want to add a driver clause on the term application we have to be sure that our driver is the experienced one with excellent driving history. It might sound simple, but actually it allows us to save a lot of money. Don’t ever add the young and inexperienced driver to our insurance. Fourth, we are recommended to increase our voluntary excess. If we agree to pay more on accident repair, then it will reduce the premium. If we are not dealing with accident, then the money will be recovered. Fifth, make sure to install an approved alarm. This protection will save us about 5% of the premium.

Sixth, we can make an agreement on the mileage restriction. The fewer miles the car runs, then cheaper the premium would be. However, it is very important for us to be honest about the annual mileage of the car. If we are being dishonest with the mileage, then it will ruin the claim. Make sure to apply those tips to get cheap car insurance.

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This entry was posted on Friday, November 11th, 2011 at 7:06 am and is filed under Auto Insurance, Car Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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